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Mitigata

Stop paying for subscriptions you forgot.

Check active autopay mandates, recurring payments, forgotten subscriptions, and silent debits in 60 seconds with AutoPay Scan.

Run AutoPay Scan
Monthly drain#AP-1839
₹3,847/mo
↑ ₹420 vs Feb
OCT
NOV
DEC
JAN
FEB
MAR
AS
Aanya Sharma
aanya.sharma@gmail.com
11
Autopays
4
Forgotten
7
Active
Connected accounts4 linked
HDFCPrimaryICICIAxisKotak
Drain Breakdown11 autopays
11
  • Forgotten4
  • Active7
Recent debits4 of 11
  • Cult.fitCult.fit₹899
    Unused 8 months
  • HotstarHotstar₹449
    Trial → paid
  • Inshorts PrimeInshorts Prime₹299
    Forgotten
  • SpotifySpotify₹119
    Used yesterday
The quiet leak

Autopays don't forget. Sadly, you do.

Most people miss recurring debits because free trials, UPI AutoPay mandates, and old subscriptions keep charging quietly every month.

  • 01 · Silent drain

    Subscriptions you stopped using, not paying for

    Forgotten subscriptions and recurring payments can keep debiting your account every month.

    Stopped using, still paying
    Used8 months agoStill billing₹899/mo
  • 02 · Trial trap

    Free trials with paid personalities

    Trial plans often turn into paid subscriptions before you notice the first charge.

    Free trial to ₹449/mo
    Day 0₹0 trialDay 30₹449 charged
  • 03 · Detection delay

    Months before you notice

    Small autopay debits hide inside regular bank transactions until they add up.

    Hidden in the statement
    Debit startsmonth 1Noticedmonth 6
How it works

Find active autopays before the next debit.

AutoPay Scan checks your active mandates using your mobile number, with no bank login and no statement upload.

  1. 01

    Enter your mobile number

    Use the number linked to your bank's UPI or recurring payment mandates. That's where the trail begins.

  2. 02

    We check the mandate registry

    With your consent, AutoPay Scan checks official mandate records to find active recurring payments linked to your account.

  3. 03

    See what's charging you

    Get a clear list of active, forgotten, and suspicious mandates. Cancel what you don't want, right from there.

In the news

The headlines have been warning us. Loudly.

SCC Times
SCC Times
Apr 24, 2026

RBI notifies the Digital Payments E-mandate Framework, 2026, one consolidated rulebook for every recurring debit

Business Today
Business Today
Apr 22, 2026

New e-mandate rules let customers pause, modify or block any recurring auto-debit at any time

Open Magazine
Open Magazine
Apr 2026

How the RBI auto-debit overhaul changes SIPs, OTT subscriptions and monthly bill payments

Business Today
Business Today
May 02, 2026

RBI auto-debit rules explained, what the new UPI and card changes mean for you

NewsBytes
NewsBytes
Apr 2026

RBI tightens auto-pay under a single digital-payments framework spanning cards, UPI and wallets

Economic Times
Economic Times
Dec 08, 2023

RBI raises the e-mandate cap to ₹1 lakh for mutual funds, insurance premiums and credit-card bills

The Hindu
The Hindu
Oct 01, 2021

RBI's e-mandate framework takes effect, a pre-debit notification is required before recurring charges

NPCI
NPCI
2020

NPCI rolls out UPI AutoPay, bringing mandate-based recurring payments to UPI

FAQ

Fair questions.
We'd ask them too.

  • We only use the details needed to run your scan and create your report. We do not sell your information or use it for spam. The report is meant to help you understand what may be exposed and what to do next.
  • Yes. The scan checks legitimate breach intelligence, public exposure signals, and available risk indicators. We do not hack into accounts or access private systems.
  • It checks whether your personal details may appear in breach databases or exposed sources. This may include emails, phone numbers, passwords, and other risk signals linked to you.
  • AutoPay Scan helps identify active autopay mandates and recurring payment setups, so you can spot forgotten subscriptions, trials, and silent debits.
  • No. Think of it as an early warning check. It helps you find exposed data or active mandates so you can act before the problem gets worse.
  • Yes, but only with their consent. It is especially useful for parents, grandparents, or family members who may not regularly check their digital exposure.
Get started

See where your money
actually goes.

Run a quick AutoPay Scan to find active mandates, forgotten subscriptions, and silent recurring debits. Cancel what you don't want, before it bills you again.

Run AutoPay ScanIdentity Monitoring
  • DPDP-compliant
  • Re-check free for 30 days
  • No SMS, no upsell emails