Marine Insurance
Mitigata helps you compare trusted insurers and choose the best marine insurance cover based on your cargo type, route risk, shipment value, and budget.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects your cargo. What doesn't.
This section explains common covered and not-covered areas before a transit issue turns into a claim.
- Covered01 / 08
Fire, explosion, lightning, and natural events
Covers cargo damage caused by fire, explosion, lightning, earthquake, volcanic eruption, or related insured natural events during transit.
- Covered02 / 08
Vehicle collision and transport accidents
Covers damage when insured goods are affected by vehicle collision, overturning, derailment, or similar transport accidents.
- Covered03 / 08
Loading and unloading damage
Covers damage suffered by goods during loading and unloading, subject to policy terms.
- Covered04 / 08
Handling damage during transit
Covers loss or damage caused while goods are handled during the transit process.
- Covered05 / 08
Theft, malicious damage, and hijack
Covers losses caused by theft, malicious damage, deliberate third-party harm, or hijack of goods when included under the selected policy.
- Not covered06 / 08
Poor packing and cargo defects
Damage caused by weak, unsuitable, or improper packing, or by the natural nature, weakness, or defect of the goods, may be excluded.
- Not covered07 / 08
Delay-only losses
Losses caused only by delay, missed delivery timelines, or market price changes are generally excluded.
- Not covered08 / 08
Wear and tear, leakage, or deterioration
Ordinary leakage, wear and tear, weight loss, rusting, or gradual deterioration is not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
The quote is easy. The wording matters.
Most insurance journeys stop at quote comparison. Mitigata studies your shipment risk, insurer options, route exposure, and claim support needs before recommending marine cover.
Quote first. Questions later.
- 01·Price
Premium gets compared before route risk is understood.
- 02·Wording
Exclusions appear only when the claim gets serious.
- 03·Claims
Documents move slowly across brokers and insurers.
- 04·Support
After purchase, help becomes unclear and delayed.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review cargo, route, value, and exposure.
- 02·Match
Top insurers are compared for wording and price.
- 03·Claims
24/7 support helps claims move without chaos.
- 04·Honest
We explain limits clearly and never overpromise.
Covers that protect the risks around moving goods.
Mitigata helps build a practical insurance stack instead of leaving related risks split across disconnected policies.
Property Insurance
Protects buildings, stock, contents, fittings, and business assets from covered fire, theft, damage, and natural calamities.
Product Liability Insurance
Protects against covered third-party injury, disease, death, or property damage caused by defective products.
Commercial General Liability Insurance
Broader business liability cover for third-party bodily injury, property damage, advertising injury, legal defence, and completed operations.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
The "do we need Marine Insurance?" section.
- Marine Insurance protects goods from covered loss or damage while moving by road, rail, air, sea, or inland water.
- Marine transit insurance is a type of Marine Insurance focused on goods moving from one location to another.
- Theft may be covered depending on cargo details, route, selected policy type, evidence, and insurer terms.
- Yes, some marine cargo policies cover loading and unloading damage, subject to wording and selected coverage.
- Pure delay losses are usually excluded unless specifically covered through policy terms or selected add-ons.
- Mitigata compares insurer options, explains policy wording, supports documentation, and helps during claim coordination.
One damaged shipment can get expensive fast.
Book a 30-minute walkthrough with Mitigata. We'll help compare Marine Insurance without losing sight of exclusions, cargo value, documents, and claim triggers.