Cyber Insurance for Individuals
Mitigata reviews your online exposure, and budget before helping you choose the right personal cyber insurance cover for you.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects your digital life. What doesn't.
This section explains common inclusions and exclusions before a real scam turns policy wording into urgent reading.
- Covered01 / 09
Theft of funds
Coverage for money stolen from bank accounts, credit cards, debit cards, or digital wallets due to digital frauds like phishing, spoofing, or unauthorised access to personal information.
- Covered02 / 09
Online shopping
Protection against losses from fraudulent shopping websites that deliver fake products instead of the products advertised.
- Covered03 / 09
Cyberbullying
Coverage for costs linked to removing harmful content posted by cyberbullies, including legal fees, psychological consultations, and online reputation restoration.
- Covered04 / 09
Identity theft
Financial loss, credit monitoring expenses, and legal costs covered for theft and misuse of legal documents like Aadhaar or PAN card by unknown third parties online.
- Covered05 / 09
Data restoration from malware contamination
Indemnity for recovering lost data resulting from malware attacks on devices like phones or laptops, rendering them unusable.
- Not covered06 / 09
Physical theft
Theft or loss of physical items unrelated to cyber incidents is not covered.
- Not covered07 / 09
Non-digital financial losses
Losses incurred through traditional financial means, such as physical bank robberies or ATM theft, are not covered.
- Not covered08 / 09
Intentional acts
Damages resulting from intentional acts or gross negligence by the insured are not covered.
- Not covered09 / 09
Pre-existing conditions
Losses related to cyber incidents that occurred before the policy's effective date are not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Because scams do not read policy documents first.
We help you avoid buying cover that sounds broad but misses the online risks you actually face.
Cheap policy. Confusing claim.
- 01·Guess
Cover is picked without checking your digital habits.
- 02·Gaps
Policy bought on price. Cover fails when you need it most.
- 03·Claims
Evidence moves slowly across calls and inboxes.
- 04·Alone
No one watches exposure after policy purchase.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review devices, accounts, payments, and exposure.
- 02·Match
Top insurers are compared for cover and price.
- 03·Support
24/7 pod support helps claims move faster.
- 04·Dark-web Monitoring
Dark-web alerts and exposure monitoring stay active.
Insurance for the risks next door.
Personal cyber insurance protects your digital life. These sibling covers help when the risk extends to leadership, business systems, or financial crime.
Cyber Insurance for Executives
Personal cyber cover for founders, CXOs, directors, and board members with higher public and digital exposure.
Cyber Insurance for Businesses
Corporate cyber insurance for data breaches, ransomware, business interruption, legal costs, breach response, and third-party liability.
Crime Insurance
Helps cover employee theft, forgery, wire-transfer fraud, cyber deception, and social engineering-linked financial loss.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
Questions people ask before the scam link looks real.
- Anyone using online banking, digital wallets, shopping apps, social media, email, cloud storage, or personal devices can consider it.
- It may cover theft of funds from covered digital frauds like phishing, spoofing, or unauthorised access, subject to policy terms.
- Losses from fraudulent shopping websites may be covered when fake products are delivered instead of the advertised products.
- Yes, it may cover financial loss, credit monitoring, and legal costs linked to misuse of documents like Aadhaar or PAN.
- No. Physical theft, ATM robbery, and other non-digital financial losses are not covered under personal cyber insurance.
- Mitigata supports claims, explains policy wording, and offers Gordon-powered exposure monitoring for cyber insurance customers.
Give your digital life a bodyguard.
If your online life has grown beyond passwords and hope, Mitigata can help you choose cyber cover more carefully.