Commercial Crime Insurance
Mitigata reviews your business risk and budget before helping you choose the right crime insurance cover.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects your money. What doesn't.
This section explains common covered and not-covered areas before a fraud incident turns into a claim.
- Covered01 / 09
Employee theft coverage
Protection against losses from theft or forgery by an employee, covering money, securities, or other property, whether acting alone or with others.
- Covered02 / 09
Premises coverage
Covers losses from destruction, theft, or computer theft of money or securities on business premises by someone other than an employee.
- Covered03 / 09
Transit coverage
Safeguards against loss of money or securities while being transported by the business, an armoured car service, or authorised personnel.
- Covered04 / 09
Computer fraud coverage
Extends to losses from third-party computer fraud, including associated expenses arising from a computer violation.
- Covered05 / 09
Depositors forgery coverage
Protects against financial loss from forged cheques or other instruments fraudulently drawn on the business's accounts.
- Covered06 / 09
Care, custody and control losses
Covers money, securities, and other property owned by you, or property for which the insured is legally liable. Covers losses incurred by you because of fraudulent impersonation.
- Not covered07 / 09
Insider theft by partners
Theft or fraudulent acts committed by partners or major shareholders of the insured are not covered under the policy.
- Not covered08 / 09
Known Frauds
Losses from known incidents prior to the inception of the policy.
- Not covered09 / 09
War and government action
Losses arising from war, military action, government intervention, or similar actions are not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
We compare more than premiums.
Most insurance journeys stop at quote comparison. Mitigata studies your business, finds suitable options from top insurance providers, and supports you when claims need speed.
Quote first. Questions later.
- 01·Price
Premium gets compared before your fraud exposure is understood.
- 02·Wording
Exclusions appear only when the claim gets serious.
- 03·Claims
Documents bounce between teams, brokers, and insurers.
- 04·Support
After policy purchase, help becomes slow and unclear.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review your fraud risk before suggesting cover options.
- 02·Match
Top insurers are compared for wording, price, and fit.
- 03·Claims
24/7 support helps claims move without unnecessary chaos.
- 04·Honest
We explain limits clearly and do not overpromise cover.
Cover the claims this policy may not.
Pair Crime Insurance with policies that cover cyber breaches, directors and officers, and professional service claims.
Cyber Insurance for Businesses
Corporate cyber cover for data breaches, ransomware, business interruption, breach response, legal costs, and third-party liability.
Directors and Officers Insurance
Protects directors and officers from claims, investigations, legal costs, and personal liability linked to leadership decisions.
Errors and Omissions Insurance
Professional liability cover for service mistakes, negligence claims, client disputes, omissions, and legal defence costs.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
The "do we really need crime insurance?" section.
- Crime Insurance protects businesses from covered fraud, theft, forgery, social engineering, and computer fraud-related financial losses.
- Fidelity Insurance usually focuses on employee dishonesty, while Crime Insurance can include broader fraud and theft-related risks.
- Yes, it may cover employee theft or forgery involving money, securities, or other property, subject to policy terms.
- Yes, social engineering losses from fraudulent impersonation may be covered if included in the policy wording.
- No, theft or fraudulent acts by partners or major shareholders are generally excluded under this policy.
- Mitigata compares insurer options, explains policy wording, supports documentation, and helps during claim coordination.
Protect the money before it moves.
Book a 30-minute walkthrough with Mitigata. We'll help compare commercial crime insurance options without losing sight of exclusions, limits, and claim triggers.