Directors and Officers (D&O) Insurance
Mitigata helps you compare trusted insurer options and choose the right directors and officers insurance that fits your company stage, board risk, and budget.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What protects the boardroom. What doesn't.
D&O liability insurance helps when directors and officers are personally named in covered claims. The real value sits in defence support, settlement protection, asset protection, and regulatory response.
- Covered01 / 09
Defence coverage
Coverage for legal defence costs incurred while defending claims against directors and officers.
- Covered02 / 09
Settlement protection
Coverage for settlements or judgments resulting from covered claims against directors and officers.
- Covered03 / 09
Asset protection
Protection for the personal assets of directors and officers when covered claims put them at risk.
- Covered04 / 09
Regulatory action
Protection for costs associated with responding to regulatory investigations or enforcement actions.
- Covered05 / 09
Lifetime Cover for retired directors
Lifetime coverage for directors retired/resigned during the policy.
- Covered06 / 09
Public Relations Cover
Coverage for costs incurred in hiring a PR agency to manage negative publicity.
- Not covered07 / 09
Intentional acts
Claims arising from intentional acts are not covered.
- Not covered08 / 09
Conduct Exclusion
Claims arising from fraudulent, dishonest or criminals acts are not covered.
- Not covered09 / 09
Prior and Pending Litigation
Claims related to prior or pending litigation at the time the policy is purchased are not covered.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
We compare more than premiums.
Most insurance journeys stop at quote comparison. Mitigata studies your company structure, leadership exposure, board risk, insurer options, and claim support needs before recommending D&O Insurance.
Quote first. Questions later.
- 01·Price
Premium gets compared before leadership risk is understood.
- 02·Wording
Exclusions appear only when the claim gets serious.
- 03·Claims
Documents move slowly across brokers, teams, and insurers.
- 04·Support
After purchase, help becomes unclear and delayed.
Risk checked. Cover matched. Support stays.
- 01·Assess
We review company stage, board structure, and exposure.
- 02·Match
Top insurers are compared for wording, fit, and price.
- 03·Claims
24/7 support helps claims move without chaos.
- 04·Honest
We explain limits clearly and never overpromise.
Covers that protect the risks around leadership.
D&O Insurance protects directors and officers. These covers help when risk moves into professional mistakes, cyber incidents, or financial crime.
Errors and Omissions Insurance
Professional liability cover for service mistakes, negligence claims, client disputes, omissions, and legal defence costs.
Cyber Insurance for Businesses
Corporate cyber cover for data breaches, ransomware, business interruption, breach response, legal costs, and third-party liability.
Crime Insurance
Helps cover employee theft, forgery, wire-transfer fraud, cyber deception, and social engineering-linked financial loss.
Estimate your premium before the sales call does.
Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."
This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.
The management liability questions worth asking.
- D&O Insurance protects directors and officers from covered claims linked to leadership decisions, defence costs, and management liability.
- Startups, SMEs, funded companies, listed businesses, nonprofits, and companies with directors, founders, or senior officers should consider it.
- Yes, it may cover legal defence costs for covered claims against directors and officers, subject to policy terms.
- Yes, it can help protect personal assets of directors and officers when covered claims create personal liability exposure.
- No. Fraud, dishonesty, illegal gains, criminal acts, and intentional wrongdoing are generally excluded from D&O Insurance.
- Mitigata compares insurer options, explains policy wording, supports documentation, and helps during claim coordination.
Leadership is valuable. So is protection.
Book a 30-minute walkthrough with Mitigata. We'll help compare management liability insurance options without losing sight of exclusions, limits, and claim triggers.