DPDPEnforcement rules notified. 12-month compliance windowThreatRansomware activity up 38% YoY across listed mid-marketSEBICSCRF audit cycle deadline narrows for listed entitiesInsuranceCyber capacity softening. renewal terms easing in Q2AdvisoryNew zero-day in widely-used MFA vendor. patch liveRegulatorIncident reporting timelines tightened to 6 hoursBreachListed fintech reports BEC fraud. ₹4.2 Cr in flightClaimsD&O cyber rider claims paid in 14-day median

Cyber insurance for businesses

Mitigata analyses your cyber risk first, then helps you find the right corporate cyber insurance cover at the right market rate.

800+ businesses protectedIRDAI-certified insurance partnersUp to 30% lower market rates
Book a calllive

Got any questions? Bring them here.

Secure·No spamReply < 24h
  • HDFC ERGOHDFC ERGO
  • Bajaj AllianzBajaj Allianz
  • ICICI LombardICICI Lombard
  • Iffco TokioIffco Tokio
  • SBI GeneralSBI General
  • Kotak ZurichKotak Zurich
  • Raheja QBERaheja QBE
  • TATA AIGTATA AIG
  • Liberty GeneralLiberty General
  • CholamandalamCholamandalam
  • Shriram GeneralShriram General
  • RelianceReliance
  • Go DigitGo Digit

What pays. What doesn't.

A good cyber liability insurance policy should be clear before the breach, not after it. Here's what business cyber insurance may cover and what usually sits outside the policy wording.

  • Covered01 / 11

    Reputation damage

    Breach response support to contain the cyber incident and help protect your business reputation.

  • Covered02 / 11

    Privacy notification

    Expenses paid towards notifying subjects whose data has been breached.

  • Covered03 / 11

    Credit monitoring cost

    Claim from credit card information being compromised resulting into credit monitoring services.

  • Covered04 / 11

    Forensic costs

    Costs related to forensics, DFIR, PR consultancy and legal fees.

  • Covered05 / 11

    Regulatory action defence cost

    Any expense to defend a regulator claim.

  • Covered06 / 11

    Business interruption loss

    Lost profits if a covered cyber incident interrupts your business operations.

  • Covered07 / 11

    Ransomware Attack

    Cost, expenses, and payments directly resulting from cyber extortions.

  • Covered08 / 11

    Cyber deception and engineering

    Money wrongly transferred or paid to a third party due to deception, impersonation, or social engineering.

  • Not covered09 / 11

    Trading losses

    Losses related to trading or market activity are not covered.

  • Not covered10 / 11

    Cryptocurrency losses

    Costs or losses linked to cryptocurrency holdings are excluded.

  • Not covered11 / 11

    Device upgrade costs

    Expenses for upgrading, improving, or refreshing devices are not covered.

Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.

Why Mitigata

Better cover starts before the quote.

Most brokers compare premiums. Mitigata studies your cyber risk, matches you with top insurance providers, explains the fine print, and supports you when claims need speed.

Still thinking? So is your insurer.
Old way
Status quo

Policy first. Questions later.

  • 01·Price

    Premium gets compared before your real cyber risk is understood.

  • 02·Wording

    Exclusions become clear only when the claim gets serious.

  • 03·Claims

    Documents bounce between teams, brokers, insurers, and inboxes.

  • 04·Response

    Incident response sits outside the insurance buying journey.

Net

Cover bought before the risk was understood. Claim denied when it mattered.

With Mitigata
One pod

Risk first. Cover that behaves.

  • 01·Assess

    We analyse exposure before suggesting cyber insurance cover.

  • 02·Match

    Top insurers are compared for wording, budget, and rates.

  • 03·Claims

    24/7 pod support helps claims move without chaos.

  • 04·Dark-web Monitoring

    Dark-web alerts and exposure monitoring stay active.

Outcome

Cyber cover you can actually use.

PREMIUM ESTIMATOR

Estimate your premium before the sales call does.

Pick your industry, team size, and preferred cover. Get a quick premium estimate without forms, follow-ups, or the classic "we'll get back to you."

INSTANT ESTIMATE
~30 sec
NO HARD-PULL
Soft check
POLICIES BOUND
4,200+
INSURER OPTIONS
18+
[Modelled on 18k+ bound policies]

This is an estimated quote. Final quote depends on full risk profile, coverage limit, prior claims, controls in place, and insurer underwriting.

Industry
Annual RevenueUp to ₹50 Cr
Up to ₹50 Cr₹50–500 Cr₹500 Cr+
Coverage required
FAQs

Things worth asking early.

  • It may cover breach response, hacker damages, business interruption, social engineering loss, legal costs, and third-party liability.
  • Ransomware-related costs may be covered, depending on policy wording, exclusions, limits, underwriting, and insurer approval.
  • Yes, many policies cover lost profits after a covered cyber incident interrupts operations, subject to policy terms.
  • Some policies cover cyber deception, impersonation, or social engineering losses, but limits and conditions vary.
  • Mitigata supports claim coordination, incident response alignment, document collection, and insurer communication through an accountable pod.
  • Gordon helps run phishing simulations, monitor exposure, and alert you if company data appears on the dark web.
Book a 30-min discovery call
Talk to Mitigata

Read the policy before the hacker does.

If your cyber insurance decision is stuck between premium, limits, and exclusions, Mitigata can help cut through it.

Businesses protectedacross industries
800+
Insurance boundtypical broker takes 6 weeks
6Days
Lower market ratesvs. direct broker quotes
30%
Claims settledin last 24 months
₹500Cr