DPDPEnforcement rules notified. 12-month compliance windowThreatRansomware activity up 38% YoY across listed mid-marketSEBICSCRF audit cycle deadline narrows for listed entitiesInsuranceCyber capacity softening. renewal terms easing in Q2AdvisoryNew zero-day in widely-used MFA vendor. patch liveRegulatorIncident reporting timelines tightened to 6 hoursBreachListed fintech reports BEC fraud. ₹4.2 Cr in flightClaimsD&O cyber rider claims paid in 14-day median

Comprehensive insurance. Tailored solutions for your business.

Mitigata protects your business with tailored insurance solutions covering Workmen's Compensation, Group Health, Fire & Burglary, Marine, Professional Indemnity and Engineering. Our mission is to safeguard your assets so you can focus on growth quick policy issuance, custom coverage by industry, and dedicated claims assistance.

800+ clients50% fewer claims12 IRDAI carriers
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  • HDFC ERGOHDFC ERGO
  • Bajaj AllianzBajaj Allianz
  • ICICI LombardICICI Lombard
  • Iffco TokioIffco Tokio
  • SBI GeneralSBI General
  • Kotak ZurichKotak Zurich
  • Raheja QBERaheja QBE
  • TATA AIGTATA AIG
  • Liberty GeneralLiberty General
  • CholamandalamCholamandalam
  • Shriram GeneralShriram General
  • RelianceReliance
  • Go DigitGo Digit

What pays. What doesn't.

The non-cyber corporate book asset, workforce, transport, statutory, travel. Each cover bound with its dedicated wording, all coordinated by the same pod.

  • Covered01 / 09

    Property + fire

    Building, contents, plant, machinery damage from fire / lightning / flood / RSMD.

  • Covered02 / 09

    Marine cargo

    Goods in transit damage / loss domestic + import / export.

  • Covered03 / 09

    Workmen Compensation

    Statutory cover for employee injury under WC Act.

  • Covered04 / 09

    Group travel

    Medical, baggage, trip-cancellation cover for employees on work travel.

  • Covered05 / 09

    Public liability (non-act)

    Third-party injury / property damage at premises outside Public Liability Act scope.

  • Covered06 / 09

    Fidelity guarantee

    Employee dishonesty cover for individual / blanket coverage.

  • Covered07 / 09

    Fleet + motor

    Commercial vehicle fleet own damage + third-party liability.

  • Not covered08 / 09

    Cyber / DPDP

    Cyber liability + first-party loss + DPDP penalty exposure.

  • Not covered09 / 09

    Director personal liability

    Board / officer decision liability.

Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.

Why Mitigata

Two ways to buy cover. One that actually pays.

The old broker model sells a policy and disappears. Mitigata underwrites on your live posture and advocates the claim end to end.

Talk to the pod
Old broker model
Status quo

A policy you cannot read. A claim you cannot win.

  • 01·Quote Chaos

    Different intakes. Slow replies. No market benchmark.

  • 02·Binding Surprises

    Paperwork drags. Premiums lapse. Exclusions appear late.

  • 03·Incident Handoffs

    Broker redirects. Carrier questions. Vendors need chasing.

  • 04·Claim Loneliness

    You negotiate losses while renewal pressure builds.

Net

Claim denied for a control you never had.

With Mitigata
One pod

Cover underwritten on your live posture.

  • 01·Full-Market Quote Run

    One brief shared across trusted insurers.

  • 02·Cleaner Policy Binding

    Pricing, wording, and exclusions reviewed upfront.

  • 03·One-Call Incident Support

    Claims, carrier, counsel, and response coordinated together.

  • 04·Evidence-Built Claims

    Timelines, proof, losses, and negotiation handled end to end.

Outcome

Claim advocated end to end, paid in days.

Pair with

Sibling covers that close the gap.

The non-cyber stack pairs with cyber, D&O, E&O for the full corporate cover map. one pod runs the lot.

Breach calculator

Estimate your premium instantly

Get an instant premium estimate based on your company size, industry, and desired coverage. No credit card required.

Instant estimate
~30 sec
No hard-pull
Soft check
Policies bound
4,200+
Avg claim approved
₹38L
[Modelled on 18k+ bound policies]

Final quote depends on full risk profile. controls in place, prior incidents, data exposure.

Industry
Annual RevenueUp to ₹50 Cr
Up to ₹50 Cr₹50–500 Cr₹500 Cr+
Coverage required
FAQs

Corporate stack · the questions ops teams ask

  • One named account manager + one named claims-handler + one named underwriter contact per business for the entire corporate insurance stack. You do not chase three brokers when fire-loss happens during a cyber incident; the same pod runs all of it.
  • Yes. Most clients start with cyber + D&O, add EB at the next anniversary, and layer property + marine + fleet on the third cycle. We do not push everything in one go; the brand benefits from getting each line right.
  • Carriers offer 5-15% portfolio discounts when 4+ lines are placed with the same insurer. We negotiate this discount even across carriers via aligned-incentive structures, by promising line-count consolidation in subsequent renewals.
  • Single phone number, single email. The pod triages within 30 minutes, files within 6 hours, and chases to closure. You see one consolidated quarterly claims report across all lines instead of seven separate spreadsheets.
  • Yes mid-cycle takeover is supported. We file a Letter of Authority with each carrier, take over the live policies, and absorb the historical claims record. No interruption to coverage; no penalty from carriers.
  • We bind Indian subs and coordinate with local brokers in foreign jurisdictions via our partner network in 14 countries. For US / EU / UK subs, we operate as the lead broker; local brokers act as fronting.
Book a 30-min discovery call
Talk to Mitigata

If your systems are scaling slower than your ambition, we should probably talk!

30 minutes with our team to map your insurance, security and compliance needs into one plan. No slide deck, no sales pitch.

Mean time to detectacross 800+ clients
4.2Min
Insurance boundtypical broker takes 6 weeks
6Days
Breach responsewar room to containment
60Min
Claims settledin last 24 months
₹500Cr