Comprehensive insurance. Tailored solutions for your business.
Mitigata protects your business with tailored insurance solutions covering Workmen's Compensation, Group Health, Fire & Burglary, Marine, Professional Indemnity and Engineering. Our mission is to safeguard your assets so you can focus on growth quick policy issuance, custom coverage by industry, and dedicated claims assistance.
HDFC ERGO
Bajaj Allianz
ICICI Lombard
Iffco Tokio
SBI General
Kotak Zurich
Raheja QBE
TATA AIG
Liberty General
Cholamandalam
Shriram General
Reliance
Go Digit
What pays. What doesn't.
The non-cyber corporate book asset, workforce, transport, statutory, travel. Each cover bound with its dedicated wording, all coordinated by the same pod.
- Covered01 / 09
Property + fire
Building, contents, plant, machinery damage from fire / lightning / flood / RSMD.
- Covered02 / 09
Marine cargo
Goods in transit damage / loss domestic + import / export.
- Covered03 / 09
Workmen Compensation
Statutory cover for employee injury under WC Act.
- Covered04 / 09
Group travel
Medical, baggage, trip-cancellation cover for employees on work travel.
- Covered05 / 09
Public liability (non-act)
Third-party injury / property damage at premises outside Public Liability Act scope.
- Covered06 / 09
Fidelity guarantee
Employee dishonesty cover for individual / blanket coverage.
- Covered07 / 09
Fleet + motor
Commercial vehicle fleet own damage + third-party liability.
- Not covered08 / 09
Cyber / DPDP
Cyber liability + first-party loss + DPDP penalty exposure.
- Not covered09 / 09
Director personal liability
Board / officer decision liability.
Disclaimer: Explanations in "What's Included" are illustrative and subject to the Policy's terms, conditions, and exclusions. Refer to the Policy Document for details.
Two ways to buy cover. One that actually pays.
The old broker model sells a policy and disappears. Mitigata underwrites on your live posture and advocates the claim end to end.
A policy you cannot read. A claim you cannot win.
- 01·Quote Chaos
Different intakes. Slow replies. No market benchmark.
- 02·Binding Surprises
Paperwork drags. Premiums lapse. Exclusions appear late.
- 03·Incident Handoffs
Broker redirects. Carrier questions. Vendors need chasing.
- 04·Claim Loneliness
You negotiate losses while renewal pressure builds.
Cover underwritten on your live posture.
- 01·Full-Market Quote Run
One brief shared across trusted insurers.
- 02·Cleaner Policy Binding
Pricing, wording, and exclusions reviewed upfront.
- 03·One-Call Incident Support
Claims, carrier, counsel, and response coordinated together.
- 04·Evidence-Built Claims
Timelines, proof, losses, and negotiation handled end to end.
Sibling covers that close the gap.
The non-cyber stack pairs with cyber, D&O, E&O for the full corporate cover map. one pod runs the lot.
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Final quote depends on full risk profile. controls in place, prior incidents, data exposure.
Corporate stack · the questions ops teams ask
- One named account manager + one named claims-handler + one named underwriter contact per business for the entire corporate insurance stack. You do not chase three brokers when fire-loss happens during a cyber incident; the same pod runs all of it.
- Yes. Most clients start with cyber + D&O, add EB at the next anniversary, and layer property + marine + fleet on the third cycle. We do not push everything in one go; the brand benefits from getting each line right.
- Carriers offer 5-15% portfolio discounts when 4+ lines are placed with the same insurer. We negotiate this discount even across carriers via aligned-incentive structures, by promising line-count consolidation in subsequent renewals.
- Single phone number, single email. The pod triages within 30 minutes, files within 6 hours, and chases to closure. You see one consolidated quarterly claims report across all lines instead of seven separate spreadsheets.
- Yes mid-cycle takeover is supported. We file a Letter of Authority with each carrier, take over the live policies, and absorb the historical claims record. No interruption to coverage; no penalty from carriers.
- We bind Indian subs and coordinate with local brokers in foreign jurisdictions via our partner network in 14 countries. For US / EU / UK subs, we operate as the lead broker; local brokers act as fronting.
If your systems are scaling slower than your ambition, we should probably talk!
30 minutes with our team to map your insurance, security and compliance needs into one plan. No slide deck, no sales pitch.